Get what you need today and pay later
Our process is designed to make sure you get what you need—right when you need it. Once approved, you can take your new items home immediately and pay for them later. No deferred interest. No hidden fees. Just convenient payment plans that are tailored to your needs.
We don’t offer credit with misleading “promotional” interest rates or a lease with onerous “rental” fees. We want you to get into a payment plan you can afford. With interest you can afford the things that you deserve.
When we say there are no fees, we mean it. We are dedicated to full transparency and will never hide anything in the fine print. You don’t have to worry about any hidden clauses because there are none. That’s the LendFirm® promise.
We believe that everyone deserves a chance to finance important big ticket items—not just people who have excellent credit. We won’t turn you down simply because you have bad credit or no credit history. We take a holistic approach and evaluate consumers on a number of different criteria.
Applying online is quick, easy, and secure. We approve nearly 80% of our qualified applicants and can approve your loan within one business day. Just upload your documents, sit tight, and wait to find out if you’ve been approved. It really is that simple.
We will work with you to configure a payment plan that fits your budget. Payments are automatically deducted from your checking account the same day you get paid, so you don’t have to worry. Just set it, forget it and pay it back on a schedule that works for you. Even if things aren’t working out, we’ll work with you to reconfigure your payment schedule.
What our clients say
Great customer service from beginning to end. Financing options are very flexible.
The staff is very professional, friendly & kind. They assisted me through all the process. Thank you so much!
Even with no credit history, I was still able to get a loan at 0% interest. I’m so happy about it!
Great customer service, easy financing and personal service over the phone.
The customer service was terrific and very helpful. Financing through them was a very painless process and glad I did so.
The financing is very reasonable and I was able to find a nice set for a price that didn’t break the bank.
Seriously, LendFirm® is the best retail financing company you’ll find online