Simple Financing For Life’s Extraordinary Moments

Apply Today

Get what you need today and pay over time

Our process is designed to make sure you get what you need—right when you need it. Once approved, you can take your new items home immediately and pay for them over time. No deferred interest. No hidden fees. Just convenient payment plans that are tailored to your needs.

How it works

Why LendFirm®

 Low Interest Rates+
LendFirm Low Interest Rates

We don’t offer credit with misleading “promotional” interest rates or a lease with onerous “rental” fees. We want you to get into a payment plan you can afford, with interest rates starting at 4.95% APR.
Read FAQs

 No hidden fees +
LendFirm No Hidden Fees

When we say there are no fees, we mean it. We are dedicated to full transparency and will never hide anything in the fine print. You don’t have to worry about any hidden clauses because there are none. That’s the LendFirm® promise.

Read FAQs

 No Credit Required +
LendFirm No Credit Needed

We believe that everyone deserves a chance to finance important big ticket items—not just people who have excellent credit. We won’t turn you down simply because you have bad credit or no credit history. We take a holistic approach and evaluate consumers on a number of different criteria.

Read FAQs

 Easy approvals +
LendFirm Safe & Secure Loan Application

Applying online is quick, easy, and secure. We approve nearly 80% of our qualified applicants and can approve your loan within one business day. Just upload your documents, sit tight, and wait to find out if you’ve been approved. It really is that simple.

Read FAQs

 Worry free payment plans +
LendFirm Payment Plans

We will work with you to configure a payment plan that fits your budget. Payments are automatically deducted from your checking account the same day you get paid, so you don’t have to worry. Just set it, forget it and pay it back on a schedule that works for you. Even if things aren’t working out, we’ll work with you to reconfigure your payment schedule.

Read FAQs

What our clients say

Derrick T.

Great customer service from beginning to end. Financing options are very flexible.

John S.

The staff is very professional, friendly & kind. They assisted me through all the process. Thank you so much!

Jackie T.

Even with no credit history, I was still able to get a loan at 0% interest. I’m so happy about it!

Kelly K.

Great customer service, easy financing and personal service over the phone.

Tyler C.

The customer service was terrific and very helpful. Financing through them was a very painless process and glad I did so.

Adolfo L.

The financing is very reasonable and I was able to find a nice set for a price that didn’t break the bank.

Seriously, LendFirm® is the best retail financing company you’ll find online

How it works